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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,926 | $154,228-52.7% | $145,433-49.9% | $137,256-46.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 23.81% | 74.59%-50.8pp | 66.58%-42.8pp | 220.34%-196.5pp |
| Employer contribution / active EE | $13,815 | $4,804+187.6% | $4,554+203.3% | $4,156+232.4% |
| Participant deferral / active EE | $35,474 | $8,216+331.7% | $7,897+349.2% | $6,407+453.7% |
| Admin fee / account holder | $2,248 | $14,344-84.3% | $13,129-82.9% | $12,270-81.7% |