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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,596 | $183,516-80.1% | $155,534-76.5% | $145,884-74.9% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 14.80% | 61.43%-46.6pp | 64.92%-50.1pp | 551.85%-537.0pp |
| Employer contribution / active EE | $2,732 | $5,315-48.6% | $4,675-41.6% | $4,662-41.4% |
| Participant deferral / active EE | $6,971 | $6,467+7.8% | $5,630+23.8% | $6,690+4.2% |
| Admin fee / account holder | $827 | $19,293-95.7% | $15,900-94.8% | $13,392-93.8% |