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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,971 | $108,911+4.6% | $100,392+13.5% | $145,884-21.9% |
| Participation rate | 61.5% | 83.0%-21.4pp | 81.5%-20.0pp | 80.3%-18.8pp |
| Annual return | 17.97% | 58.23%-40.3pp | 49.45%-31.5pp | 551.85%-533.9pp |
| Employer contribution / active EE | $5,106 | $4,420+15.5% | $3,941+29.5% | $4,662+9.5% |
| Participant deferral / active EE | $9,594 | $8,459+13.4% | $8,090+18.6% | $6,690+43.4% |
| Admin fee / account holder | $0 | $9,698-100.0% | $7,904-100.0% | $13,392-100.0% |