Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,007 | $57,590-87.8% | $86,233-91.9% | $82,448-91.5% |
| Participation rate | 52.9% | 57.9%-4.9pp | 69.0%-16.1pp | 68.1%-15.1pp |
| Annual return | 17.92% | 22.41%-4.5pp | 61.39%-43.5pp | 41.64%-23.7pp |
| Employer contribution / active EE | $563 | $1,655-66.0% | $2,504-77.5% | $2,551-77.9% |
| Participant deferral / active EE | $1,723 | $3,080-44.1% | $4,559-62.2% | $4,139-58.4% |
| Admin fee / account holder | $1,890 | $4,730-60.0% | $8,342-77.3% | $7,234-73.9% |