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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $47,907 |
FORVIS, LLP1 year Filed as: FORVIS MAZARS, LLP Service code 10 · EIN 44-0160260 | Accounting | $14,699 |
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,070 | $59,448-37.6% | $93,696-60.4% | $74,459-50.2% |
| Participation rate | 84.8% | 59.6%+25.2pp | 68.7%+16.1pp | 67.2%+17.6pp |
| Annual return | 10.48% | 82.11%-71.6pp | 133.74%-123.3pp | 1369.70%-1359.2pp |
| Employer contribution / active EE | $0 | $1,266-100.0% | $2,422-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $6,121 | $3,052+100.6% | $4,417+38.6% | $4,350+40.7% |
| Admin fee / account holder | $292 | $3,027-90.4% | $8,287-96.5% | $1,945-85.0% |