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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $53,582 |
Service code 15 · EIN 13-5674085 | Recordkeeping | $6,647 |
ADP BROKER-DEALER3 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,534 | $36,707-52.2% | $69,632-74.8% | $77,762-77.5% |
| Participation rate | 86.1% | 64.1%+22.1pp | 66.4%+19.7pp | 70.6%+15.6pp |
| Annual return | 1065.25% | 39.03%+1026.2pp | 101.32%+963.9pp | 31.27%+1034.0pp |
| Employer contribution / active EE | $254 | $1,236-79.5% | $1,708-85.2% | $2,728-90.7% |
| Participant deferral / active EE | $1,452 | $2,710-46.4% | $2,889-49.7% | $4,651-68.8% |
| Admin fee / account holder | $104 | $510-79.6% | $4,695-97.8% | $433-76.0% |