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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $53,582 |
Service code 15 · EIN 13-5674085 | Recordkeeping | $6,647 |
ADP BROKER-DEALER3 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,534 | $36,806-52.4% | $69,611-74.8% | $77,714-77.4% |
| Participation rate | 86.1% | 64.4%+21.8pp | 66.4%+19.7pp | 70.6%+15.6pp |
| Annual return | 1065.25% | 38.81%+1026.4pp | 101.14%+964.1pp | 31.26%+1034.0pp |
| Employer contribution / active EE | $254 | $1,257-79.8% | $1,709-85.2% | $2,727-90.7% |
| Participant deferral / active EE | $1,452 | $2,738-47.0% | $2,891-49.8% | $4,649-68.8% |
| Admin fee / account holder | $104 | $507-79.5% | $4,696-97.8% | $433-76.0% |