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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,136 | $111,535+109.0% | $105,223+121.6% | $137,256+69.9% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 19.33% | 237.85%-218.5pp | 180.65%-161.3pp | 220.34%-201.0pp |
| Employer contribution / active EE | $5,960 | $3,939+51.3% | $3,689+61.6% | $4,156+43.4% |
| Participant deferral / active EE | $9,903 | $5,500+80.1% | $5,072+95.3% | $6,407+54.6% |
| Admin fee / account holder | $3,675 | $9,721-62.2% | $8,859-58.5% | $12,270-70.1% |