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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,136 | $114,119+104.3% | $107,187+117.5% | $138,895+67.9% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 79.9%-13.3pp |
| Annual return | 19.33% | 273.21%-253.9pp | 204.55%-185.2pp | 145.39%-126.1pp |
| Employer contribution / active EE | $5,960 | $4,059+46.8% | $3,782+57.6% | $4,194+42.1% |
| Participant deferral / active EE | $9,903 | $5,538+78.8% | $5,096+94.3% | $6,396+54.8% |
| Admin fee / account holder | $3,675 | $10,024-63.3% | $9,162-59.9% | $12,562-70.7% |