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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,973 | $160,028-61.9% | $147,080-58.5% | $145,884-58.2% |
| Participation rate | 73.9% | 84.0%-10.1pp | 82.2%-8.3pp | 80.3%-6.4pp |
| Annual return | 12.44% | 98.60%-86.2pp | 420.17%-407.7pp | 551.85%-539.4pp |
| Employer contribution / active EE | $1,846 | $5,286-65.1% | $4,933-62.6% | $4,662-60.4% |
| Participant deferral / active EE | $3,430 | $8,422-59.3% | $8,066-57.5% | $6,690-48.7% |
| Admin fee / account holder | $4,001 | $15,030-73.4% | $12,989-69.2% | $13,392-70.1% |