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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,822 | $160,040+33.6% | $147,096+45.4% | $145,877+46.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.43% | 98.49%-89.1pp | 419.75%-410.3pp | 551.28%-541.9pp |
| Employer contribution / active EE | $4,535 | $5,289-14.3% | $4,936-8.1% | $4,663-2.7% |
| Participant deferral / active EE | $11,678 | $8,429+38.6% | $8,071+44.7% | $6,691+74.5% |
| Admin fee / account holder | $1,111 | $15,050-92.6% | $13,005-91.5% | $13,402-91.7% |