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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,864 | $94,031-42.7% | $115,768-53.5% | $82,448-34.7% |
| Participation rate | 97.9% | 70.4%+27.5pp | 74.4%+23.5pp | 68.1%+29.8pp |
| Annual return | 14.01% | 20.61%-6.6pp | 100.46%-86.5pp | 41.64%-27.6pp |
| Employer contribution / active EE | $608 | $2,323-73.9% | $2,940-79.3% | $2,551-76.2% |
| Participant deferral / active EE | $7,708 | $3,972+94.1% | $4,917+56.8% | $4,139+86.2% |
| Admin fee / account holder | $9,727 | $10,249-5.1% | $12,439-21.8% | $7,234+34.5% |