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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,864 | $97,648-44.8% | $121,663-55.7% | $87,485-38.4% |
| Participation rate | 97.9% | 70.5%+27.4pp | 74.5%+23.4pp | 68.9%+28.9pp |
| Annual return | 14.01% | 18.03%-4.0pp | 147.54%-133.5pp | 26.06%-12.0pp |
| Employer contribution / active EE | $608 | $2,300-73.6% | $3,020-79.9% | $2,596-76.6% |
| Participant deferral / active EE | $7,708 | $3,923+96.5% | $4,887+57.7% | $4,274+80.4% |
| Admin fee / account holder | $9,727 | $11,100-12.4% | $14,289-31.9% | $7,775+25.1% |