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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,672 | $160,070-59.6% | $147,117-56.0% | $145,897-55.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.99% | 98.69%-82.7pp | 420.54%-404.6pp | 552.29%-536.3pp |
| Employer contribution / active EE | $10,907 | $5,285+106.4% | $4,932+121.1% | $4,663+133.9% |
| Participant deferral / active EE | $14,007 | $8,419+66.4% | $8,065+73.7% | $6,689+109.4% |
| Admin fee / account holder | $2,361 | $15,035-84.3% | $12,993-81.8% | $13,390-82.4% |