Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $51,144 |
Filed as: MML INVESTORS SERVICES LLC Service code 49 · EIN 04-2746212 | Other Services | $18,530 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,585 | $53,216-44.4% | $155,534-81.0% | $199,960-85.2% |
| Participation rate | 12.1% | 64.1%-52.0pp | 78.2%-66.1pp | 72.0%-59.9pp |
| Annual return | 31.39% | 41.18%-9.8pp | 64.92%-33.5pp | 34.28%-2.9pp |
| Employer contribution / active EE | $297 | $1,848-83.9% | $4,675-93.6% | $3,036-90.2% |
| Participant deferral / active EE | $721 | $3,164-77.2% | $5,630-87.2% | $5,087-85.8% |
| Admin fee / account holder | $281 | $186+51.3% | $15,900-98.2% | $269+4.4% |