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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,340 | $160,040-83.5% | $147,096-82.1% | $145,877-81.9% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.2pp |
| Annual return | 23.22% | 98.49%-75.3pp | 419.75%-396.5pp | 551.28%-528.1pp |
| Employer contribution / active EE | $2,662 | $5,289-49.7% | $4,936-46.1% | $4,663-42.9% |
| Participant deferral / active EE | $3,703 | $8,429-56.1% | $8,071-54.1% | $6,691-44.7% |
| Admin fee / account holder | $253 | $15,050-98.3% | $13,005-98.1% | $13,402-98.1% |