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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,607 | $106,864-38.6% | $147,318-55.5% | $82,637-20.6% |
| Participation rate | 66.7% | 75.5%-8.8pp | 82.1%-15.4pp | 68.1%-1.4pp |
| Annual return | 33.05% | 27.49%+5.6pp | 70.43%-37.4pp | 53.51%-20.5pp |
| Employer contribution / active EE | $3,651 | $3,417+6.8% | $4,593-20.5% | $2,552+43.0% |
| Participant deferral / active EE | $7,548 | $6,496+16.2% | $7,906-4.5% | $4,126+82.9% |
| Admin fee / account holder | $3,898 | $8,415-53.7% | $13,708-71.6% | $7,339-46.9% |