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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,476 | $162,136+18.1% | $152,301+25.7% | $154,746+23.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.60% | 91.02%-75.4pp | 80.50%-64.9pp | 172.34%-156.7pp |
| Employer contribution / active EE | $4,635 | $4,890-5.2% | $4,624+0.2% | $4,379+5.8% |
| Participant deferral / active EE | $12,425 | $8,341+49.0% | $8,004+55.2% | $6,730+84.6% |
| Admin fee / account holder | $15,653 | $15,759-0.7% | $14,398+8.7% | $14,365+9.0% |