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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,044 | $212,386-36.4% | $199,883-32.4% | $138,895-2.8% |
| Participation rate | 88.9% | 87.4%+1.5pp | 86.8%+2.1pp | 79.9%+9.0pp |
| Annual return | 15.16% | 47.75%-32.6pp | 43.81%-28.7pp | 145.39%-130.2pp |
| Employer contribution / active EE | $0 | $6,625-100.0% | $6,261-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $15,233 | $9,617+58.4% | $9,138+66.7% | $6,396+138.2% |
| Admin fee / account holder | $2,705 | $18,233-85.2% | $17,268-84.3% | $12,562-78.5% |