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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,157 | $183,592-71.6% | $155,574-66.5% | $145,877-64.2% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 13.45% | 61.37%-47.9pp | 64.87%-51.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $1,656 | $5,317-68.9% | $4,676-64.6% | $4,663-64.5% |
| Participant deferral / active EE | $4,287 | $6,466-33.7% | $5,629-23.8% | $6,691-35.9% |
| Admin fee / account holder | $1,497 | $19,316-92.3% | $15,914-90.6% | $13,402-88.8% |