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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,157 | $183,516-71.6% | $155,534-66.5% | $145,884-64.2% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 13.45% | 61.43%-48.0pp | 64.92%-51.5pp | 551.85%-538.4pp |
| Employer contribution / active EE | $1,656 | $5,315-68.9% | $4,675-64.6% | $4,662-64.5% |
| Participant deferral / active EE | $4,287 | $6,467-33.7% | $5,630-23.9% | $6,690-35.9% |
| Admin fee / account holder | $1,497 | $19,293-92.2% | $15,900-90.6% | $13,392-88.8% |