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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,965 | $114,119-25.5% | $107,187-20.7% | $138,895-38.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 16.73% | 273.21%-256.5pp | 204.55%-187.8pp | 145.39%-128.7pp |
| Employer contribution / active EE | $3,057 | $4,059-24.7% | $3,782-19.2% | $4,194-27.1% |
| Participant deferral / active EE | $11,537 | $5,538+108.3% | $5,096+126.4% | $6,396+80.4% |
| Admin fee / account holder | $1,877 | $10,024-81.3% | $9,162-79.5% | $12,562-85.1% |