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| Provider | Service type | Compensation |
|---|---|---|
IMA WEALTH INC1 year Filed as: IMA ADVISORY SERVICES INC Service code 27 430 E. DOUGLAS STE 400 · WICHITA, KS 67202 | Advisory (Plan) | $25,677 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $20,576 |
Service code 13 PO BOX 54 · FRANKLIN SQUARE, NY 11010 | Contract Administrator | $14,277 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,012 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,483 | $55,446+57.8% | $155,574-43.8% | $74,429+17.5% |
| Participation rate | 93.7% | 61.9%+31.8pp | 78.2%+15.5pp | 67.2%+26.5pp |
| Annual return | 14.22% | 269.20%-255.0pp | 64.87%-50.6pp | 1368.38%-1354.2pp |
| Employer contribution / active EE | $2,569 | $2,266+13.4% | $4,676-45.1% | $2,625-2.1% |
| Participant deferral / active EE | $4,217 | $2,836+48.7% | $5,629-25.1% | $4,348-3.0% |
| Admin fee / account holder | $376 | $1,743-78.4% | $15,914-97.6% | $1,944-80.6% |