Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,898 | $73,787+23.2% | $98,716-7.9% | $82,448+10.2% |
| Participation rate | 62.7% | 61.4%+1.3pp | 69.3%-6.6pp | 68.1%-5.4pp |
| Annual return | 21.71% | 18.57%+3.1pp | 31.81%-10.1pp | 41.64%-19.9pp |
| Employer contribution / active EE | $3,047 | $1,511+101.6% | $2,279+33.7% | $2,551+19.5% |
| Participant deferral / active EE | $5,895 | $3,081+91.3% | $4,048+45.7% | $4,139+42.4% |
| Admin fee / account holder | $8,241 | $6,500+26.8% | $8,703-5.3% | $7,234+13.9% |