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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,761 | $138,385-38.7% | $184,200-54.0% | $80,874+4.8% |
| Participation rate | 79.3% | 83.9%-4.5pp | 86.8%-7.5pp | 67.6%+11.7pp |
| Annual return | 15.50% | 20.02%-4.5pp | 28.80%-13.3pp | 35.62%-20.1pp |
| Employer contribution / active EE | $3,781 | $4,849-22.0% | $6,424-41.1% | $2,756+37.2% |
| Participant deferral / active EE | $7,773 | $7,073+9.9% | $9,132-14.9% | $4,297+80.9% |
| Admin fee / account holder | $4,484 | $10,483-57.2% | $13,907-67.8% | $6,935-35.3% |