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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,020 | $143,969-91.7% | $199,883-94.0% | $82,637-85.5% |
| Participation rate | 93.1% | 84.1%+9.0pp | 86.8%+6.3pp | 68.1%+25.0pp |
| Annual return | 45.94% | 25.67%+20.3pp | 43.81%+2.1pp | 53.51%-7.6pp |
| Employer contribution / active EE | $2,802 | $4,632-39.5% | $6,261-55.3% | $2,552+9.8% |
| Participant deferral / active EE | $4,085 | $6,937-41.1% | $9,138-55.3% | $4,126-1.0% |
| Admin fee / account holder | $1,442 | $14,597-90.1% | $17,268-91.6% | $7,339-80.3% |