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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,702 | $70,366+75.8% | $66,674+85.5% | $138,895-10.9% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.7%+1.3pp | 79.9%-4.9pp |
| Annual return | 19.75% | 386.41%-366.7pp | 321.24%-301.5pp | 145.39%-125.6pp |
| Employer contribution / active EE | $7,006 | $2,765+153.4% | $2,620+167.4% | $4,194+67.0% |
| Participant deferral / active EE | $5,243 | $4,374+19.9% | $4,084+28.4% | $6,396-18.0% |
| Admin fee / account holder | $517 | $5,262-90.2% | $5,098-89.9% | $12,562-95.9% |