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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,313 | $174,379-47.6% | $152,093-40.0% | $138,895-34.3% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 19.60% | 74.86%-55.3pp | 66.36%-46.8pp | 145.39%-125.8pp |
| Employer contribution / active EE | $2,101 | $4,652-54.8% | $4,175-49.7% | $4,194-49.9% |
| Participant deferral / active EE | $7,811 | $6,159+26.8% | $5,451+43.3% | $6,396+22.1% |
| Admin fee / account holder | $1,187 | $16,880-93.0% | $14,497-91.8% | $12,562-90.6% |