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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,843 | $88,186+161.8% | $165,071+39.8% | $74,459+210.0% |
| Participation rate | 41.1% | 73.1%-32.1pp | 78.6%-37.6pp | 67.2%-26.2pp |
| Annual return | 13.47% | 17.13%-3.7pp | 70.17%-56.7pp | 1369.70%-1356.2pp |
| Employer contribution / active EE | $1,471 | $2,600-43.4% | $4,347-66.2% | $2,626-44.0% |
| Participant deferral / active EE | $3,247 | $4,505-27.9% | $6,035-46.2% | $4,350-25.3% |
| Admin fee / account holder | $3,182 | $2,234+42.5% | $12,695-74.9% | $1,945+63.6% |