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| Provider | Service type | Compensation |
|---|---|---|
MONARCH PLAN ADVISORS4+ years Service code 99 · EIN 46-3919960 | Other Fees | $49,288 |
THE RYDING COMPANY4+ years Service code 49 · EIN 95-3497679 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,962 | $52,581+71.1% | $130,788-31.2% | $64,340+39.8% |
| Participation rate | 58.1% | 46.5%+11.6pp | 70.1%-12.0pp | 55.2%+2.9pp |
| Annual return | 15.53% | 20.39%-4.9pp | 386.44%-370.9pp | 24.14%-8.6pp |
| Employer contribution / active EE | $3,111 | $1,031+201.8% | $3,558-12.6% | $1,862+67.1% |
| Participant deferral / active EE | $6,946 | $2,200+215.7% | $4,137+67.9% | $2,980+133.1% |
| Admin fee / account holder | $234 | $4,583-94.9% | $6,673-96.5% | $3,703-93.7% |