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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,546 | $100,203-86.5% | $85,240-84.1% | $145,897-90.7% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 18.29% | 84.28%-66.0pp | 66.75%-48.5pp | 552.29%-534.0pp |
| Employer contribution / active EE | $1,355 | $3,242-58.2% | $2,735-50.5% | $4,663-70.9% |
| Participant deferral / active EE | $3,351 | $5,299-36.8% | $4,527-26.0% | $6,689-49.9% |
| Admin fee / account holder | $337 | $7,265-95.4% | $6,165-94.5% | $13,390-97.5% |