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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,061 | $183,516-42.2% | $155,534-31.8% | $145,884-27.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 33.34% | 61.43%-28.1pp | 64.92%-31.6pp | 551.85%-518.5pp |
| Employer contribution / active EE | $5,117 | $5,315-3.7% | $4,675+9.5% | $4,662+9.8% |
| Participant deferral / active EE | $3,564 | $6,467-44.9% | $5,630-36.7% | $6,690-46.7% |
| Admin fee / account holder | $1,144 | $19,293-94.1% | $15,900-92.8% | $13,392-91.5% |