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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,521 | $100,279+3.2% | $81,353+27.2% | $145,884-29.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 11.32% | 34.49%-23.2pp | 24.82%-13.5pp | 551.85%-540.5pp |
| Employer contribution / active EE | $2,814 | $2,979-5.5% | $2,464+14.2% | $4,662-39.6% |
| Participant deferral / active EE | $13,480 | $4,611+192.4% | $3,885+247.0% | $6,690+101.5% |
| Admin fee / account holder | $1,561 | $8,206-81.0% | $5,766-72.9% | $13,392-88.3% |