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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,789 | $72,071-86.4% | $68,368-85.7% | $137,256-92.9% |
| Participation rate | 61.5% | 76.2%-14.7pp | 73.8%-12.2pp | 80.0%-18.4pp |
| Annual return | 16.09% | 353.14%-337.1pp | 292.57%-276.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $1,754 | $2,788-37.1% | $2,649-33.8% | $4,156-57.8% |
| Participant deferral / active EE | $3,746 | $4,410-15.1% | $4,123-9.1% | $6,407-41.5% |
| Admin fee / account holder | $7,301 | $5,336+36.8% | $5,150+41.8% | $12,270-40.5% |