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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,118 | $97,289-50.5% | $92,805-48.2% | $155,188-69.0% |
| Participation rate | 75.0% | 84.2%-9.2pp | 83.5%-8.5pp | 80.8%-5.8pp |
| Annual return | 17.02% | 29.03%-12.0pp | 31.59%-14.6pp | 148.84%-131.8pp |
| Employer contribution / active EE | $1,406 | $3,632-61.3% | $3,424-58.9% | $4,248-66.9% |
| Participant deferral / active EE | $5,724 | $8,795-34.9% | $8,448-32.2% | $6,531-12.4% |
| Admin fee / account holder | $4,923 | $12,015-59.0% | $10,911-54.9% | $14,480-66.0% |