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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,522 | $102,385-55.5% | $147,080-69.0% | $80,935-43.8% |
| Participation rate | 70.4% | 75.9%-5.4pp | 82.2%-11.8pp | 67.7%+2.8pp |
| Annual return | 17.53% | 135.09%-117.6pp | 420.17%-402.6pp | 35.66%-18.1pp |
| Employer contribution / active EE | $2,767 | $3,717-25.5% | $4,933-43.9% | $2,757+0.4% |
| Participant deferral / active EE | $7,418 | $6,651+11.5% | $8,066-8.0% | $4,299+72.5% |
| Admin fee / account holder | $671 | $7,951-91.6% | $12,989-94.8% | $6,924-90.3% |