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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,522 | $102,393-55.5% | $147,041-69.0% | $80,911-43.7% |
| Participation rate | 70.4% | 75.9%-5.4pp | 82.2%-11.7pp | 67.6%+2.8pp |
| Annual return | 17.53% | 134.95%-117.4pp | 419.21%-401.7pp | 35.63%-18.1pp |
| Employer contribution / active EE | $2,767 | $3,715-25.5% | $4,935-43.9% | $2,756+0.4% |
| Participant deferral / active EE | $7,418 | $6,647+11.6% | $8,071-8.1% | $4,297+72.6% |
| Admin fee / account holder | $671 | $7,943-91.6% | $13,006-94.8% | $6,935-90.3% |