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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,725 | $111,785-84.1% | $93,669-81.1% | $145,877-87.8% |
| Participation rate | 71.4% | 74.2%-2.8pp | 68.7%+2.7pp | 80.3%-8.9pp |
| Annual return | 12.47% | 203.79%-191.3pp | 133.59%-121.1pp | 551.28%-538.8pp |
| Employer contribution / active EE | $1,741 | $3,096-43.8% | $2,424-28.2% | $4,663-62.7% |
| Participant deferral / active EE | $2,834 | $4,919-42.4% | $4,416-35.8% | $6,691-57.6% |
| Admin fee / account holder | $1,430 | $10,256-86.1% | $8,291-82.8% | $13,402-89.3% |