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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,692 | $111,830+13.3% | $93,696+35.2% | $145,884-13.2% |
| Participation rate | 78.3% | 74.2%+4.0pp | 68.7%+9.5pp | 80.3%-2.0pp |
| Annual return | 13.35% | 204.08%-190.7pp | 133.74%-120.4pp | 551.85%-538.5pp |
| Employer contribution / active EE | $5,093 | $3,093+64.6% | $2,422+110.3% | $4,662+9.2% |
| Participant deferral / active EE | $10,049 | $4,920+104.2% | $4,417+127.5% | $6,690+50.2% |
| Admin fee / account holder | $6,424 | $10,249-37.3% | $8,287-22.5% | $13,392-52.0% |