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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,145 | $90,691-74.5% | $76,119-69.6% | $145,884-84.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 15.78% | 624.52%-608.7pp | 361.25%-345.5pp | 551.85%-536.1pp |
| Employer contribution / active EE | $2,366 | $3,329-28.9% | $2,693-12.1% | $4,662-49.3% |
| Participant deferral / active EE | $6,012 | $5,167+16.4% | $4,259+41.2% | $6,690-10.1% |
| Admin fee / account holder | $1,147 | $8,383-86.3% | $6,421-82.1% | $13,392-91.4% |