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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,830 | $49,976+193.8% | $66,674+120.2% | $82,637+77.7% |
| Participation rate | 93.5% | 63.1%+30.5pp | 73.7%+19.9pp | 68.1%+25.5pp |
| Annual return | 31.00% | 39.09%-8.1pp | 321.24%-290.2pp | 53.51%-22.5pp |
| Employer contribution / active EE | $17,530 | $1,988+781.7% | $2,620+569.1% | $2,552+586.9% |
| Participant deferral / active EE | $8,502 | $2,847+198.7% | $4,084+108.2% | $4,126+106.1% |
| Admin fee / account holder | $2,481 | $4,594-46.0% | $5,098-51.3% | $7,339-66.2% |