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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,303 | $101,618-76.1% | $93,063-73.9% | $137,256-82.3% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 17.97% | 223.95%-206.0pp | 34.15%-16.2pp | 220.34%-202.4pp |
| Employer contribution / active EE | $3,664 | $2,707+35.4% | $2,476+48.0% | $4,156-11.8% |
| Participant deferral / active EE | $9,857 | $4,279+130.3% | $3,958+149.0% | $6,407+53.8% |
| Admin fee / account holder | $1,762 | $6,198-71.6% | $6,033-70.8% | $12,270-85.6% |