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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,303 | $126,113-80.7% | $116,096-79.1% | $155,188-84.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 17.97% | 391.72%-373.7pp | 326.25%-308.3pp | 148.84%-130.9pp |
| Employer contribution / active EE | $3,664 | $2,672+37.2% | $2,503+46.4% | $4,248-13.7% |
| Participant deferral / active EE | $9,857 | $4,162+136.8% | $3,952+149.4% | $6,531+50.9% |
| Admin fee / account holder | $1,762 | $8,045-78.1% | $7,704-77.1% | $14,480-87.8% |