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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,302 | $85,515-31.8% | $112,040-48.0% | $67,986-14.2% |
| Participation rate | 26.9% | 68.2%-41.3pp | 76.5%-49.6pp | 57.2%-30.3pp |
| Annual return | 18.11% | 29.68%-11.6pp | 24.52%-6.4pp | 31.67%-13.6pp |
| Employer contribution / active EE | $1,664 | $2,191-24.0% | $2,954-43.7% | $2,019-17.6% |
| Participant deferral / active EE | $2,844 | $4,014-29.1% | $5,098-44.2% | $3,358-15.3% |
| Admin fee / account holder | $1,020 | $3,774-73.0% | $12,098-91.6% | $3,203-68.2% |