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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,692 | $79,209-27.2% | $102,434-43.7% | $74,459-22.5% |
| Participation rate | 23.8% | 74.8%-51.0pp | 76.5%-52.7pp | 67.2%-43.4pp |
| Annual return | 35.81% | 54.98%-19.2pp | 29.46%+6.4pp | 1369.70%-1333.9pp |
| Employer contribution / active EE | $1,724 | $2,362-27.0% | $3,023-43.0% | $2,626-34.3% |
| Participant deferral / active EE | $2,861 | $4,417-35.2% | $5,055-43.4% | $4,350-34.2% |
| Admin fee / account holder | $6,173 | $2,002+208.3% | $9,462-34.8% | $1,945+217.4% |