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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,492 | $100,073+65.4% | $85,126+94.4% | $145,877+13.4% |
| Participation rate | 78.6% | 74.1%+4.5pp | 67.5%+11.0pp | 80.3%-1.7pp |
| Annual return | 12.71% | 84.11%-71.4pp | 66.63%-53.9pp | 551.28%-538.6pp |
| Employer contribution / active EE | $1,411 | $3,236-56.4% | $2,731-48.3% | $4,663-69.7% |
| Participant deferral / active EE | $3,572 | $5,294-32.5% | $4,523-21.0% | $6,691-46.6% |
| Admin fee / account holder | $2,214 | $7,261-69.5% | $6,160-64.1% | $13,402-83.5% |