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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,017 | $88,815-68.5% | $81,882-65.8% | $145,897-80.8% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 11.06% | 1033.75%-1022.7pp | 779.47%-768.4pp | 552.29%-541.2pp |
| Employer contribution / active EE | $621 | $3,086-79.9% | $2,916-78.7% | $4,663-86.7% |
| Participant deferral / active EE | $2,465 | $4,647-47.0% | $4,323-43.0% | $6,689-63.2% |
| Admin fee / account holder | $3,954 | $8,434-53.1% | $7,360-46.3% | $13,390-70.5% |