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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,501 | $100,970-86.6% | $96,576-86.0% | $137,256-90.2% |
| Participation rate | 70.0% | 82.6%-12.6pp | 81.4%-11.4pp | 80.0%-10.0pp |
| Annual return | 23.15% | 38.16%-15.0pp | 38.47%-15.3pp | 220.34%-197.2pp |
| Employer contribution / active EE | $1,259 | $3,809-66.9% | $3,553-64.6% | $4,156-69.7% |
| Participant deferral / active EE | $2,240 | $8,286-73.0% | $7,956-71.8% | $6,407-65.0% |
| Admin fee / account holder | $525 | $11,312-95.4% | $11,381-95.4% | $12,270-95.7% |