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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,055 | $110,379-73.7% | $102,412-71.6% | $145,884-80.1% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 16.54% | 24.84%-8.3pp | 24.94%-8.4pp | 551.85%-535.3pp |
| Employer contribution / active EE | $2,033 | $4,216-51.8% | $3,870-47.5% | $4,662-56.4% |
| Participant deferral / active EE | $9,119 | $5,622+62.2% | $5,060+80.2% | $6,690+36.3% |
| Admin fee / account holder | $1,927 | $9,745-80.2% | $8,388-77.0% | $13,392-85.6% |