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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,157 | $75,541-86.6% | $152,093-93.3% | $82,637-87.7% |
| Participation rate | 26.5% | 66.5%-40.1pp | 77.8%-51.3pp | 68.1%-41.6pp |
| Annual return | 22.70% | 32.56%-9.9pp | 66.36%-43.7pp | 53.51%-30.8pp |
| Employer contribution / active EE | $413 | $2,622-84.3% | $4,175-90.1% | $2,552-83.8% |
| Participant deferral / active EE | $924 | $3,206-71.2% | $5,451-83.0% | $4,126-77.6% |
| Admin fee / account holder | $41 | $6,405-99.4% | $14,497-99.7% | $7,339-99.4% |