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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,076 | $183,627+16.0% | $155,602+36.9% | $145,978+46.0% |
| Participation rate | 41.7% | 82.7%-41.0pp | 78.2%-36.5pp | 80.3%-38.6pp |
| Annual return | 9.70% | 61.32%-51.6pp | 64.81%-55.1pp | 550.52%-540.8pp |
| Employer contribution / active EE | $3,930 | $5,316-26.1% | $4,675-15.9% | $4,662-15.7% |
| Participant deferral / active EE | $7,316 | $6,466+13.1% | $5,629+30.0% | $6,690+9.4% |
| Admin fee / account holder | $19,984 | $19,327+3.4% | $15,923+25.5% | $13,400+49.1% |