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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,370 | $114,119+12.5% | $107,187+19.8% | $138,895-7.6% |
| Participation rate | 57.1% | 78.1%-20.9pp | 75.0%-17.9pp | 79.9%-22.8pp |
| Annual return | 17.65% | 273.21%-255.6pp | 204.55%-186.9pp | 145.39%-127.7pp |
| Employer contribution / active EE | $2,035 | $4,059-49.9% | $3,782-46.2% | $4,194-51.5% |
| Participant deferral / active EE | $6,448 | $5,538+16.4% | $5,096+26.5% | $6,396+0.8% |
| Admin fee / account holder | $16,816 | $10,024+67.8% | $9,162+83.5% | $12,562+33.9% |