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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,610 | $69,118+170.0% | $53,647+247.9% | $138,895+34.4% |
| Participation rate | 6.3% | 64.0%-57.7pp | 56.3%-50.0pp | 79.9%-73.7pp |
| Annual return | 11.59% | 248.26%-236.7pp | 358.33%-346.7pp | 145.39%-133.8pp |
| Employer contribution / active EE | $365 | $1,189-69.3% | $962-62.1% | $4,194-91.3% |
| Participant deferral / active EE | $1,038 | $2,274-54.3% | $1,813-42.7% | $6,396-83.8% |
| Admin fee / account holder | $5,082 | $2,724+86.6% | $2,460+106.6% | $12,562-59.5% |