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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,256 | $81,262-28.3% | $155,602-62.6% | $80,911-28.0% |
| Participation rate | 67.3% | 66.2%+1.0pp | 78.2%-10.9pp | 67.6%-0.4pp |
| Annual return | 19.60% | 33.34%-13.7pp | 64.81%-45.2pp | 35.63%-16.0pp |
| Employer contribution / active EE | $3,255 | $3,102+4.9% | $4,675-30.4% | $2,756+18.1% |
| Participant deferral / active EE | $6,594 | $3,451+91.0% | $5,629+17.1% | $4,297+53.4% |
| Admin fee / account holder | $2,179 | $7,992-72.7% | $15,923-86.3% | $6,935-68.6% |