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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,753 | $51,642-11.4% | $129,384-64.6% | $80,935-43.5% |
| Participation rate | 58.2% | 56.9%+1.3pp | 69.6%-11.4pp | 67.7%-9.5pp |
| Annual return | 18.37% | 20.78%-2.4pp | 9461.77%-9443.4pp | 35.66%-17.3pp |
| Employer contribution / active EE | $2,400 | $1,583+51.6% | $4,153-42.2% | $2,757-12.9% |
| Participant deferral / active EE | $5,286 | $2,670+98.0% | $4,166+26.9% | $4,299+22.9% |
| Admin fee / account holder | $4,436 | $4,312+2.9% | $7,686-42.3% | $6,924-35.9% |