Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,949 | $43,496+21.7% | $161,489-67.2% | $64,340-17.7% |
| Participation rate | 11.7% | 53.5%-41.8pp | 78.7%-67.0pp | 55.2%-43.5pp |
| Annual return | 16.45% | 20.76%-4.3pp | 89.72%-73.3pp | 24.14%-7.7pp |
| Employer contribution / active EE | $350 | $1,431-75.5% | $4,268-91.8% | $1,862-81.2% |
| Participant deferral / active EE | $632 | $1,996-68.3% | $5,630-88.8% | $2,980-78.8% |
| Admin fee / account holder | $5,128 | $2,330+120.1% | $16,006-68.0% | $3,703+38.5% |