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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,977 | $146,267+164.6% | $197,124+96.3% | $82,448+369.4% |
| Participation rate | 96.2% | 84.0%+12.1pp | 86.7%+9.4pp | 68.1%+28.1pp |
| Annual return | 17.08% | 29.61%-12.5pp | 44.34%-27.3pp | 41.64%-24.6pp |
| Employer contribution / active EE | $700 | $4,723-85.2% | $6,227-88.8% | $2,551-72.6% |
| Participant deferral / active EE | $24,668 | $7,035+250.7% | $9,135+170.0% | $4,139+495.9% |
| Admin fee / account holder | $7,391 | $14,422-48.8% | $16,298-54.7% | $7,234+2.2% |