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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,231 | $138,393+131.4% | $184,256+73.8% | $80,959+295.5% |
| Participation rate | 92.9% | 83.9%+9.0pp | 86.8%+6.0pp | 67.7%+25.2pp |
| Annual return | 15.92% | 20.01%-4.1pp | 28.85%-12.9pp | 35.67%-19.8pp |
| Employer contribution / active EE | $351 | $4,847-92.8% | $6,427-94.5% | $2,757-87.3% |
| Participant deferral / active EE | $20,603 | $7,076+191.2% | $9,133+125.6% | $4,300+379.1% |
| Admin fee / account holder | $6,513 | $10,489-37.9% | $13,899-53.1% | $6,925-5.9% |