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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,977 | $145,431+166.1% | $211,142+83.3% | $87,485+342.3% |
| Participation rate | 96.2% | 84.7%+11.4pp | 87.3%+8.9pp | 68.9%+27.2pp |
| Annual return | 17.08% | 27.21%-10.1pp | 46.84%-29.8pp | 26.06%-9.0pp |
| Employer contribution / active EE | $700 | $4,662-85.0% | $6,442-89.1% | $2,596-73.0% |
| Participant deferral / active EE | $24,668 | $6,859+259.7% | $9,284+165.7% | $4,274+477.2% |
| Admin fee / account holder | $7,391 | $17,052-56.7% | $19,076-61.3% | $7,775-4.9% |